I am a partner of our international Family Office and Head of Stonehage Fleming’s Wealth Planning business. We work with aspiring and wealthy clients to develop and implement strategies to protect and manage their wealth. I have over 25 years’ experience as a trusted adviser to a wide client base of entrepreneurs, board directors, partners in professional practice and private equity professionals, and have built many long-standing relationships – in some instances now advising the third generation of family members. My team and I work with a huge range of clients. At one end of the spectrum, we look after ‘accumulators’ who are in the first stages of building their wealth. They could be the next generation who will inherit and require education, or entrepreneurs starting out with limited disposable income. At the other, we look after ultra- high net worth individuals, including private equity professionals or owner managers exiting businesses for multiple millions. We understand that wealth means different things to different people – you can only help someone think about their retirement, inter- generational planning, investments or tax structuring options if you understand the big picture and the purpose of their wealth. We are unusual in adopting this broader, holistic perspective. Stonehage Fleming is the leading independent Multi Family Office in the EMEA region. Our vision is to be the pre-eminent independent adviser to the world’s leading families and wealth creators. We maintain that there are few firms that can offer our blend of services and our ability to address the complex needs of families spanning generations and geographies, across the entirety of their private and commercial interests.