Enji Ahmed Al-Ghazzawi www.riyadbank.com Chief Operating Officer at Riyad Bank 62 www.finance-monthly.com About Riyad Bank Riyad Bank is one of the largest financial institutions in the Kingdom of Saudi Arabia and the Middle East, with a strong corporate and retail franchise. Mobilizing its substantial capital base and with decades of expertise to assume a leading role in all areas of Saudi finance, Riyad Bank is a leading financier and arranger of syndicated loans in the oil, petrochemicals and most of the Kingdom’s notable infrastructure projects. On the retail front, Riyad Bank’s individual solutions are designed to meet the needs and requirements of all economic segments. Established in 1957, with a paid-up capital of SAR 30 billion. Our professional and dedicated staff base has mainly driven our success throughout the years. With more than 5,900 employees, we take pride of being among the Saudi organizations with the highest national employment rate of 94%. We provide a comprehensive range of products and services fully compliant with the Islamic Sharia’ to meet the needs of both retail and corporate customers, including small and medium-size enterprises. We play a leading role in various areas of finance and investment around Saudi Arabia, that is why we are distinguished as a leading financier and arranger of syndicated loans in the oil, petrochemicals and most of the Kingdom’s notable infrastructure projects. We offer innovative and remarkable financing solutions through a network of 237 branches, and more than 53,580 POS, in addition to more than 2,542 ATMs well distributed in strategic & carefully selected locations around the Kingdom. And since global expansion is essential for some of our customers outside the Kingdom, a branch in London and offices in Houston (USA) and Singapore help in supporting the international banking needs of such customers. S A U D I A R A B I A Banking Leader of the Year About Enji Ahmed Al-Ghazzawi Enji Ghazzawi is the Chief Operating Officer at Riyad Bank since 2022, with over 28 years of experience where she showed a record of success and had various qualitative achievements to further strengthen the bank’s position locally and internationally. During the 28 years of experience, Ghazzawi assumed several leading positions in Riyad Bank, including EVP of Operations, EVP of Corporate Banking, Head of Corporate Banking and Head of Payments Section in the Operations Division. Ghazzawi had also been part of King Saud University faculty members. Ghazzawi served as a Board Member at GOSI and a Board Member at SIMAH Credit Bureau. She was among MENA region’s most influential and successful businesswomen listed by Forbes in 2017 & 2018 respectively.